What Is Covered Under Motor-Vehicle / Auto Insurance?
Pays for Damage to Your Vehicle Caused by a Collision, Theft, Fire, Etc.
Mandatory Coverage in Florida, Pays For Your Own and Your Passenger’s Medical Expenses
Liability to Others
Pays For The Injury of 3rd Parties or Damage to Their Property Which You Are Legally Liable For
Pays for The Injury of Insured Persons Injured In
Accidents That Caused By Another Uninsured Party
Things To Pay Attention to When Insuring Your Vehicle
The Amount You Agree to Pay Out-of-Pocket if you Make a Claim for a Covered Loss.
In any claim, Deductibles are payed first, before the insurance company starts paying.
The maximum amount your insurance company will pay for any injuries which you are legally responsible for that resulted from a covered occurrence. Two limits are specified, Per Person and Per Occurrence
The maximum amount your insurance company will pay for 3rd party property damage which you are legally responsible for that resulted from a covered occurrence.